We identify companies with sustainable dividends and the ability to grow them over time — a strategy that has historically delivered outperformance with materially lower volatility than indexed approaches.
Conviction, control, and a home-market advantage — the framework behind every client mandate.
We construct concentrated portfolios of 20–30 holdings per client, deliberately avoiding broad market replication. We prioritize owning the most optimal portfolio for each client rather than matching a market index.
Volatility management is central to our approach. Dividend-paying equities typically exhibit roughly 10% annual volatility — well below indexed and momentum strategies — meaningfully reducing retirement portfolio depletion risk.
Canadian equities form the portfolio core, supplemented selectively with U.S. dividend-payers and ETFs in underrepresented sectors such as technology, healthcare and consumer goods.
Our approach centers on identifying companies with sustainable dividends and the ability to grow those dividends over time. Dividend growth strategies in developed markets have historically demonstrated outperformance with lower volatility compared to indexed approaches.
Rather than managing risk through asset allocation shortcuts, we manage it directly — through disciplined, security-by-security selection.
Despite being Canadian-listed, over 50% of our portfolio exposure derives from international operations — giving clients genuine global diversification through a domestically-anchored, tax-efficient structure.
The Canadian market has matched U.S. performance since 2000, with notably fewer extended negative-return periods, reinforcing our conviction in a Canada-first core.
Portfolios target a dividend yield just under 5%, with heavy representation in Financials, Utilities, Telecommunications, and Consumer Staples — sectors known for durable cash flows and dividend reliability.
Infrastructure exposure exceeds 45%, with particular emphasis on power generation assets that provide stable, inflation-linked income streams.
Every element of the strategy — concentration, volatility control, tax efficiency — is designed around capital preservation, steady income generation, and alignment with multi-decade retirement horizons.
It is a strategy built to be lived with, not traded around.
Every mandate starts with a conversation about your goals, time horizon, and current circumstances.